Plan Your Cruising Life with Confidence
This free planning tool helps you understand what it really costs to buy a boat, go cruising, and sustain the lifestyle long term.
You bring the dream. We'll help with the spreadsheet.
You don't need to guess at what this life costs — plan it with the numbers that matter.
Complete Cost Planning
Map out every aspect of your cruising finances: boat purchase, cruising lifestyle, and eventual exit strategy.
Runway Forecasting
See exactly how long your cruising funds will last based on your actual spending patterns and income sources.
Cruiser Comparisons
Compare your spending to other cruisers with similar boat values, seeing where you might be over or under-budgeting.
Built by real cruisers who've already done the math — now it's your turn.
Monthly Expense Tracking
Track your actual cruising expenses by category and see how they align with your projections.
Exportable Reports
Generate comprehensive PDF and CSV reports for your records or to share with your cruising partner.
Budget Alerts
Receive notifications when your spending exceeds your budget, helping you stay on track with your financial plan.
What Cruisers Are Saying
Real experiences from cruisers who have used our financial planning tools
"Before this tool, we had a vague idea of what cruising would cost. Now we've got a clear plan, including entry costs, monthly spend, and even an exit strategy. It gave us the confidence to move forward."
— James & Marla C.
planning to cruise the South Pacific"This isn't just a calculator. It helped us actually track our spending and see where we were over budget — and what we could adjust. We realized we could make cruising work sooner than we thought."
— Ben & Laura M.
liveaboards in the Bahamas"Seeing how our budget compared to other cruisers with similar boats was huge. We weren't as far off track as we thought — and it helped us avoid some expensive surprises."
— Anita W.
currently in Greece"I never considered what happens after cruising. This tool helped us plan for resale, exit costs, and even what we'd need to re-enter land life. It made the lifestyle feel complete — not like we were leaping into the unknown."
— Tom & Erin D.
preparing for PanamaReady to start your plan?
Get started now →Why We Built This
One of the biggest questions we kept hearing wasn't "Can I afford it?" — it was:
"What does it actually cost to go cruising?"
Not the blog-version. Not the dream-version. The real numbers — entry costs, monthly life afloat, and what happens at the end.
That's why we built this tool: to give aspiring cruisers a clear, honest way to map out the full financial picture. No fluff. No fear. Just facts, and the freedom that comes from knowing what you're stepping into.
We've helped hundreds of cruisers run these numbers already — now this tool puts that process in your hands.
See you out there,
Chris & Keith
Co-Founders, Bluewater Cruising
Ready to cast off?
Take the first step toward your cruising dream with a financial plan that makes it real.